You "own" a house? It's a liability not an investment. A mortgage is paying the bank for the right to maintain a house that's not ours until we pay off that debt.
But the value of my house goes up every year! While that's true in most cases (remember the recession in 2008?), the interest rate on your mortgage, the maintenance you have to do on the house (lawn, paint, snow removal, misc fixing), the taxes are all eating part of that money. You'll be lucky if you break even when you decide to sell it.
Obviously owning a house is better than staying in an apartment but it's not as good of a deal as what the bank is telling us unless we can own it upfront. The best thing anyone can do is to payoff their mortgage as soon as possible so that the interest rate is no longer against you.
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