“The No Medical Required” Insurance

Ever seen the commercials regarding "no medical required" type of insurance? It’s a good way to get new customers but the question we should all be asking is “do they look at my medical history once I need the money from the insurance?”

I have no experience with these types of Insurances but lets logic this out. The goal of insurance is to make money out of you and to give as little as possible back. They need to make money which, to me, means that they will look at your medical history once you actually need to get money from them (but hey, at least they don’t look at your medical history when you pay for the insurance … how nice of them!)

I may be wrong - I would read the fine prints before getting those types!